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                            Copyright  © 2002 Elgin City Employee's Credit Union

Accounts Insured to $250,000.
This institution is not federally insured.

           ART System ( Audio Response Teller )

               The Audio Response Teller system is offered to members of the Elgin City Employees Credit Union as an
            alternate method of doing transactions and inquiries on their accounts. The member will need his or
            her account number preceeded by code 00 for savings or code 20 for checking, then call the ART
            ART system at 1-847-931-5649 and then enter your memberships number followed by the # key. The             programm will take you through the steps to obtain your account information. You will also need the last             4 digits of you social security information to gain access to your account information.

            Types of transactions and inquiries that we ofer are:
     
                  l Transfer share account to share draft account - code 10
                 
l Transfer share account/draft to loan - code 11
                 
l 
Loan advance to share account ( line of credit)- code 12
                  l Loan advance to share draft account - code 13
                  l Check withdrawal from share acccount - code 17
                  l Inquiry on share draft account balance - code 30
                  l Inquiry on share account balance - code 31
                  l Inquiry on loan balance - code 32
                  l Inquiry on last 10 checks cleared by date - code 40
                  l Inquiry on last 10 checking deposits - code 41
                  l Inquiry on last 10 checks cleared by check # - code 42
                  l Inquiry on last share account deposits - code 51
                  l Inquiry on last 10 share account withdrawals - code 52
                  l Inquiry on last 10 ATM transactions - code 53
                  l Inuiry on loan payoff status - code 81
                  l Calculate loan amoritization - code 82
                  l Changing your P.I.N - code 96
                  l Terminare the call - code 98
                  l For assistance and a list of additional codes - code 99
          
          Direct Deposit
           
            This is most convenient, reliable and safe way to deposit your money. Direct deposit of your             paycheck, social security or other benefit check means your funds are automatically deposited into             your account on payday. Direct Deposit will eliminate the possibility of lost, stolen or damaged checks.

            Direct deposit can be credited to your Elgin City Employees Credit Union savings or checking             Account. Automatic distribution to your other Elgin City Employees Credit Union accounts; savings or             checking account.
              
            
Elgin City Employees Credit Union ABA routing number: 271983781

                   
           
            
          Traveler's Cheques

               
Elgin City Employees Credit Union offers the American Express Traveler's Cheques which will guarantee              against losses by purchasing American Express Traveler's Cheques. Our American Express Traveler's
             Cheques are offerred to our member at No Charge. Easy to carry, easy to replace. Don't travel without              them.
                       
             For more information about your American Express Traveler's Cheques call 1-800-447-7677

                                                       

          Gift Cheques

                 
We also offer the elegantly designed American Express Gift Cheques for a $1.25 Fee. They come in
              $25.00, $50.00 and $100.00 denomnations. By giving someone the American Express Gift Cheques, you
              give that person the freedom to choose the gift they always wanted. You also have the peace of mind
              knownig that if lost or stolen, they are refundable. The attractive Gift Cheque comes in a GOLD               envelope with a gift card for you personal message.
                                                                    

              This elegant package shows the extra thought you've given when choosing your gift.
                       
             
                                                                

          
          Kids Accounts

            Elgin City Employees Credit Union encourages members to open accounts for their children. This is a
            good way to teach your children how to save their money. All that is needed is a $5.00 deposit and a
            membership application.   for your child to become a member of the credit union by
            clicking on the apply now link.

                      

             Useful Links for the Kids to Play with which are child safe and non harmful.

               
                

                                             
            

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