







ART
System ( Audio Response Teller )
The
Audio Response Teller system is offered to members of the Elgin City Employees
Credit Union as an
alternate
method of doing transactions and inquiries on
their accounts. The member will need his or
her
account number preceeded by code 00 for savings or code 20 for
checking, then call the ART
ART
system at 1-847-931-5649 and then enter
your memberships number followed by the # key.
The programm
will take you through the steps to obtain your account information. You will
also need the last 4
digits of you social security information to gain access to your account
information.
Types
of transactions and inquiries that we ofer are:
l
Transfer share account
to share draft account - code 10
l
Transfer share account/draft to loan - code 11
l Loan
advance to share account ( line of credit)- code 12
l Loan advance
to share draft account - code 13
l Check withdrawal
from share acccount - code 17
l
Inquiry on share draft account balance - code 30
l
Inquiry on share account balance - code 31
l Inquiry
on loan balance - code 32
l
Inquiry on last 10 checks cleared by date - code 40
l
Inquiry on last 10 checking deposits - code 41
l Inquiry
on last 10 checks cleared by check # - code 42
l
Inquiry on last share account deposits - code 51
l Inquiry
on last 10 share account withdrawals - code 52
l Inquiry
on last 10 ATM transactions - code 53
l Inuiry on loan
payoff status - code 81
l Calculate
loan amoritization - code 82
l Changing
your P.I.N - code 96
l
Terminare the call - code 98
l
For assistance and a list of additional codes - code 99
Direct
Deposit
This
is most convenient, reliable and safe way to deposit your money. Direct deposit
of your paycheck,
social security or other benefit check means your funds are automatically
deposited into your
account on payday. Direct Deposit will eliminate the possibility of lost,
stolen or damaged checks.
Direct
deposit can be credited to your Elgin City Employees Credit Union savings
or checking Account. Automatic
distribution to your other Elgin City Employees Credit Union accounts; savings
or checking
account.
Elgin
City Employees Credit Union ABA routing number: 271983781
Traveler's
Cheques
Elgin City Employees Credit Union offers the American Express
Traveler's Cheques which will guarantee against
losses by purchasing American Express Traveler's Cheques. Our American Express
Traveler's
Cheques
are offerred to our member at No Charge. Easy to carry, easy to replace.
Don't travel without them.

For
more information about your American Express Traveler's Cheques call 1-800-447-7677
Gift
Cheques
We also offer the elegantly designed American Express Gift Cheques
for a $1.25 Fee. They come in
$25.00,
$50.00 and $100.00 denomnations. By giving someone the American Express Gift
Cheques, you
give
that person the freedom to choose the gift they always wanted. You also have
the peace of mind
knownig
that if lost or stolen, they are refundable. The attractive Gift Cheque comes
in a GOLD envelope
with a gift card for you personal message.

This
elegant package shows the extra thought you've given when choosing your gift.

Kids
Accounts
Elgin City
Employees Credit Union encourages members to open accounts for their children.
This is a
good
way to teach your children how to save their money. All that is needed is
a $5.00 deposit and a
membership
application.
for your child to become a member of the credit union by
clicking
on the apply now link.
Useful
Links for the Kids to Play with which are child safe and non harmful.